Only those services listed in the Dental HMO plan are covered. Vision insurance is provided by VSP and billing and premium collection services for such vision insurance are conducted by DTC GLIC, LLC (d/b/a DTC GLIC Insurance Sales, LLC in California). There are a lot of choices to make when it comes to getting life insurance. Specialty care services are covered only when referred by the member’s Primary Care Dentist and approved in advance by the Dental DHMO. %PDF-1.6 %���� The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America ("Guardian"). These benefits are not typically covered under major medical plans, and are an elective part of your overall wellness checkups Products Underwritten by Managed Dental Guard, Inc. TEXAS                 Policy: IP-1-MDG-DHMO-TX-17, Products Underwritten by First Commonwealth Inc. through its Illinois subsidiaries*, ILLINOIS             Policy: IP-FCW-DHMO-IL-17. DENTAL PPO PLANS  Policy Form IP-DEN-16 ET.

Waiting periods may also apply for some services.

endstream endobj startxref AL. Listed services, exclusions and limitations do not constitute a contract and are a summary only. Guardian and DTC GLIC, LLC are not affiliated with VSP and Guardian and DTC GLIC, LLC do not assume any responsibility or liability for non-Guardian products or services, including those offered by VSP. Vision insurance helps protect the health of your eyes, including routine visits to the optometrist for eye exams as well as coverage for glasses and contacts. Everyone deserves a Guardian. Brands and promotions are subject to change. Protect you and your savings with dental, vision, accident, critical illness & pet plans. Dental & Vision Providers You're committed to helping patients. Policies renew annually. h��X�n�6���[鈤n�$N��%XgoH�B�[�,9��d��{��mٱ����2I�Μ�93��"� �B�>F#�����N��P�G%ta�"���0�ā��Ʀ8� �o�K�I,����Z��xB�!n0R�2�7J�J��h�����YQ���� Savings. h�b```e``��j�B ��ea�hx� &T�&�_���aO� T� O�ת�W�׼�����,�((����с��֖�ݤH��X�?^Ʈ�*�����57�62�4ʵk�?P��̧�R�j����f� @l��n�H310�;��YW )gv��e�\ C�'� Dental HMOs provide Pre-Paid dental benefits through a network of participating general dentists and specialty care dentists.

%%EOF 0 After all, isn't that the point of dental insurance

Choose your eye doctor from the largest network of independent doctors. VSP teamed up with Guardian Direct to offer vision care plans at savings that are easy to see.


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